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Personal Loan


Personal loan is an unsecured short and medium term loan granted to Individuals immediate personal need for funds.

SMC Finance offers personal loan to salaried individuals with a good credit score and a verified source of income. This loan product helps individuals to borrow funds to pay for expenses as debt consolidation, medical purposes, purchase of household or electronic goods, medical treatment, children’s education or wedding, home improvement and even travel. The unsecured loan is offered to salaried individuals from ages 23 to 60 at a fixed rate of interest.

SMC Offerings

  • No security or collateral required to avail of the loan
  • Applicant can club income of co-applicant to enhance eligibility.
  • Receive a Personal Accidental cover
  • Loan up to Rs. 15 Lacs
  • Tenure: 12 to 60 months

Why SMC?

  • Speedy approvals
  • Simplified documentation
  • Loan available for various needs